Business funding, matched to you
One short form and a soft credit check. See offers from our network of lending partners, with a real specialist to walk you through them.
How it works
01
One short form with a soft credit check. No paperwork up front.
02
See amounts, terms, rates and fees side by side from our lending partners.
03
A named funding specialist explains every offer and answers questions.
04
Sign online and receive funds in as little as 24 hours on some products.
Products
Typical amounts, credit scores, time in business and funding speed for each product, so you know where you stand before you apply.
| Product | Amount | Min. credit | Time in business | Funding speed |
|---|---|---|---|---|
| Term loan | $5K – $500K | 570–660 | 6–24 months | Same day – 2 days |
| Line of credit | $5K – $250K | 600–650 | 6+ months | Same day – 2 days |
| SBA loan | Up to $5M | 640–680+ | 2+ years | 4–12 weeks |
| Equipment financing | $5K – $500K | 550–660 | 6–24 months | 1–5 business days |
| Invoice financing | $10K – $5M+ | Often none | None – 12 months | 24–48 hours |
| Short-term working capital | $5K – $500K | 500–625 | 6–12 months | Same day – 2 days |
Typical ranges across online, bank and SBA lenders in 2026. Your own offers depend on your business and the lender.
Use cases
Pick a category to see the situations we fund most.
Reviews
★★★★★
“[Customer quote about speed and the specialist who helped them.]”
[Name], [Business] · [Industry] · funded $[X]
★★★★★
“[Customer quote about speed and the specialist who helped them.]”
[Name], [Business] · [Industry] · funded $[X]
★★★★★
“[Customer quote about speed and the specialist who helped them.]”
[Name], [Business] · [Industry] · funded $[X]
Learn
FAQ
Checking options uses a soft credit check, which does not affect your score. A lender may run a hard check later, and we tell you before that happens.
Comparing offers is free. Lending partners may compensate FundOpEx when a loan funds, and any fees are shown in your offer before you accept.
Requirements vary by product. The table above shows typical minimums for amount, credit score and time in business.
It depends on the product. Invoice financing and lines of credit can fund in as little as 24 hours, term and equipment loans typically in 1–5 business days, and SBA loans in about 4–12 weeks.
FundOpEx connects businesses with a network of lending partners. The lender you choose provides and services your funding.
It takes just a few minutes and will not affect your credit score.
Check my options